Melody and Michael are getting married in September and they want to buy a home. They figure that they will get married and sell Michael's studio condo and buy a place that will be big enough for both of them. This should be no problem since they both have good jobs and good credit and anyway they are just trading up a little bit to a small starter home that Melody can buy on her own and in fact was planning to buy for herself until they decided to get married. and got busy with the wedding arrangements.
If they wait until after they get married, they will no longer be eligible for the $8,000 tax credit because Michael is not a first time home buyer. If Melody buys before they get married, she will qualify for the first time buyer credit. So if they don't want to miss out on the credit they need to act now.
I know, I know, it's possible that one of them will get the jitters at the alter and they won't get married and then Melody will have a small starter home to herself. It's my scenario so they got married and lived happily ever after. THE END
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